Your ALL-INCLUSIVE Financing App

Manages all your accounts,

Makes saving hassle-free &

Gives you Gold-Standard investment advice to help meet your financial goals.

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Ever wished

"If there is an app that connects you and your partner's dreams?"

Based on our Open Finance solution,

You can reorganize your personal finances with a new look at a glance.

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Individual/Shared Goals

Setup mutual goals with your loved ones with daily savings.

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Bank accounts Aggregation

Integrate your accounts

from different banks

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Debts Advisory

View all the credit cards repayment in one application. 


Having difficulties saving money?

We can help you save while you spend.

With "Round-up saving," users can select a card to do iSave and purchase amounts will be rounded up to an integer. Users may choose to save up to the digit of their choice.

A.I. Investment

Powered by Microsoft Azure A.I.

Our Mission
Most millionaires and billionaires have a Private bank or wealth manager helping them to grow and manage their wealth.

However, in Hong Kong, 62% of millennials live from paycheck-to-paycheck and 30% of the Bankruptcy cases come from millennials due to overspending habits with their credit cards.

We aim to make

wealth management accessible to everyone.

  • Invest in 2,400 ETFs in the U.S.

  • Annual return on A.I. portfolio: 6-31%

  • Micro investment: HK $ 100.00


Safety and Security Initiatives


Standard Perpetual Wealth Trust (Asia) Limited


Your money security is our priority concern. Therefore, your money is allocated in a trust fund, which completely follow your orders and wouldn't move your fund without your consent.


Hongkong and Shanghai Banking Corporation Limited

HSBC is the trust custodian of the fund, which actually holds your money and asset.

Your money is securely saved in the one of the largest banks in the world.


Bank Level Security Level - AES-256 Encyption

Our cyber-security is built on the standard bank-level encryption - 256-bit AES, or advanced encryption standard. This is the most professional-grade security systems that use a similar encryption standard to protect your data from being intercepted by third parties.


Achievements and Showcases

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Top 6 Unicorn Battle Fintech


Fintech Award 2020

Outstanding Artificial Intelligence Investment Management Mobile App

Top 10 IEEAC Entrepreneurship & Innovation Challenge 3rd

Featured & Showcase in

Hong Kong Fintech Week 2021

Finalist in Elevator Pitch 2020

Science and Technology Entrepreneur Programme


Room 1506, W212 Tower,

212 Texaco Road,

Tsuen Wan, Hong Kong

Email: info@ipygg.com

Working Hours:

From Monday to Friday 9:00am - 6:00pm


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